5-10 Years from Retirement? It’s Time to Get Strategic.
The decisions you make in your 50s can save you hundreds of thousands in lifetime taxes — or cost you just as much. We help metro Atlanta professionals in their 50s and 60s turn their peak earnings years into tax-smart retirement readiness.
The Three Big Questions We Answer
Can I Actually Afford to Retire?
You've run the numbers yourself. Maybe tried an online calculator. But you're still not sure. We build comprehensive retirement projections that show you exactly when you can retire, how much you can spend, and what happens in worst-case scenarios—so you can move forward with confidence instead of fear.
Am I Going to Owe a Fortune in Taxes?
You did everything right by maxing out your 401(k) for decades. But now you're facing massive Required Minimum Distributions that could push you into higher brackets, trigger Medicare surcharges, and force you to withdraw more than you need. We create multi-year tax projections to determine strategies that can reduce your lifetime tax bill.
How Much Can I Actually Spend?
After years of saving and living below your means, it's hard to flip the switch. We help chronic under-spenders find the balance between financial security and actually enjoying the wealth they've built—guilt-free. Whether that's extra travel, helping your kids, or retiring a few years early.
Nick has been featured in:
The Chattahoochee Difference
Fee Only & Fiduciary
Advice you can trust. As a fee-only fiduciary, we never take commissions or kickbacks. Our only job is to act in your best interest.
Expertise Matters
CPA. CFA®. CFP®. Advanced expertise means your financial plan is guided by deep tax knowledge, smart investment strategies, and holistic planning so you can move forward with confidence.
Execution Focused
It doesn’t matter what you know — it matters what you do! From recommendation to implementation, we guide you until every step is complete.
You Work With Me, Not a Team
No admin turnover. No junior planners learning on your dime. No hold music on a 1-800 number. This is boutique, personalized service where Nick actually knows your situation inside and out.
Real Tax Planning
Integrated tax planning with every decision. We help you minimize surprises, reduce your lifetime tax bill, and keep more of your money working for you.
Coordination with Other Professionals
Goodbye, siloed advice. We collaborate with your attorneys, CPAs, and insurance pros, so every part of your financial life works together seamlessly.
Meet remotely
We’re here to help you achieve your ideal life. Adding Atlanta traffic to the mix feels counterproductive.
Meet Nick
Nick Fazio, CPA, CFA, CFP®