Financial Planning for Big Four Partners, Directors, & Alumni
You know blindly following prior year is a bad idea. So why are you doing it with your money?
A partner in personal independence
As a financial planner (and Big 4 alum) with deep experience working with Big 4 Partners and staff, Nick understands the complex personal independence requirements that come with your role. Whether managing restricted investment lists and spousal accounts, navigating pre-clearance procedures, or helping find compliant mortgage brokers, we can help ensure your financial strategy is in sync with the biggest driver of your financial future — your career!
So you can focus on client work and leadership without the constant stress of wondering whether your family’s finances are fully compliant.
Navigating the partner transition
Making partner is the culmination of many years of hard work. But once the celebration ends, a new reality sets in: your financial life changes overnight.
For most new partners, this is the first time moving away from a W-2 paycheck to receiving a draw and profit distributions via Form K-1. At the same time, your partnership interest, though earned, must also be paid for, often requiring careful liquidity planning, the use of firm-provided loans, or reallocating personal assets.
We’ll help you set up the rest of your career on a foundation that sustains your hard-won success.
Preparing for industry
If you're considering a transition to industry, it's essential to plan ahead for the financial and career shifts that come with the move. Changes in compensation structure—from bonus-heavy compensation to more stable income packages—can significantly impact your cash flow and tax planning. New roles often introduce equity compensation like RSUs or stock options, which require a different approach to wealth building and risk management.
Timing is also critical. Planning well in advance—sometimes a year or more—can help you exit on your terms, without leaving money on the table.
We help clients not only navigate the technical financial changes, but also to think strategically about whether leaving the firm is the right move—and what it means for their broader life and career goals.
Finally, a partner that treats your personal independence requirements as the rule, not the exception.
FAQs
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No. Chattahoochee Wealth is not affiliated with or endorsed by PwC, EY, Deloitte, or KPMG . Both Nick and his wife Beth began their careers at PwC, so Nick has firsthand experience navigating personal independence both as an employee and as a spouse.
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Not at all. While we specialize in Big Four professionals, our approach is equally valuable for those in consulting, banking, law, or other high-intensity fields with complex benefits, limited time, or strict compliance requirements.
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Chattahoochee Wealth custodies client investments at Charles Schwab. Because Schwab is audited by Deloitte, Deloitte partners and staff may or may not be able to use Charles Schwab as their investment custodian depending on their status as a Covered Person.
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Yes. The transition from employee to partner is one of the biggest financial shifts of your career. We help plan for liquidity needs, quarterly tax payments, partnership buy-in loans, and long-term wealth strategies so your tenure as a partner start on solid footing.
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We help you evaluate whether a move to industry makes sense financially and personally. That includes modeling changes in compensation structure, understanding equity compensation like RSUs or stock options, and making sure you don’t leave money on the table by exiting at the wrong time.